Farrelly, who left school at aged 16, admits he had never sent an email as a player in the top English league for Everton and Bolton. He played against some big names in football including Frank Lampard and Rio Ferdinand (see picture).
But when Farrelly was side-lined with a serious illness at age 32, he found himself facing up to life after football sooner than expected. A surprise phone call informing him he owed a lot of tax that worried him even more.
The tax bill resulted from an investment scheme recommended to him by advisors, who he felt should be held accountable.
“I thought that if I want to deal with this, I’m going to have to develop some more skills myself,” Farrelly told FIFPRO's Mind the Gap campaign. While his teammates went on holiday for the summer, he knuckled down and did a foundation course that allowed him to get on a university law course.